Paul Ratcliffe

Paul is a manager at PTL and is primarily involved in scheme management and the governance of the pension schemes we work with. He works closely with our Client Directors on a variety of open and closed DB schemes, along with working on our DC Master Trust and Group Life Master Trust clients. Paul particularly enjoys DC Master Trust work as this is a rapidly developing and expanding area in which PTL are leading the field. This work has allowed him to contribute to the development of our governance platform for these schemes.

Paul’s background is in pensions wind up administration, with a specific focus on PPF transition, having worked for both Mercer and Higham Dunnett Shaw prior to joining PTL in May 2011.