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Louisa Harrold

Client Director


E: lharrold@ptluk.com
T: 07384 546 546
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Louisa is an accredited professional pension trustee and qualified actuary with over 20 years’ experience in the pensions industry.

Louisa works with a range of DB, DC and MasterTrust pension schemes in a variety of capacities, including chair of trustees, co-trustee and as sole trustee. Her previous positions include 16 years spent with Mercer, undertaking various roles including appointments as scheme actuary, pensions consulting for both DB and DC scheme trustees, as well as working closely with corporates. Following this, Louisa then spent three years as the Pension Operations Manager at a large UK employer, overseeing a multi-billion pound DB and DC pension scheme, a number of other contract-based arrangements, and participation in local government schemes, the Railways Pension Scheme, among others.

Louisa’s interests and experience within pensions is wide, with notable projects undertaken for both DC schemes (such as transfer to MasterTrust) and DB schemes (such as buy ins). Her wealth of experience in scheme investments, starting with a role while at Mercer, acting as Chief Operating Officer to the investment sub-committee for a large multi-billion pound scheme, combined with her actuarial background, means that Louisa brings considerable technical knowledge of DB funding and investment strategies (both DB and DC).

Louisa’s style is collaborative and pragmatic, building strong working relationships quickly with all stakeholders. Her in-house experience brings a well-rounded perspective to scheme strategy and funding discussions, as well as insight into the ongoing maintenance work that goes on behind the scenes.


Specialist Areas:

  • DB scheme funding
  • DB and DC investment strategy reviews and implementation (including LDI, manager selection and fiduciary management selection)
  • DC scheme governance
  • Transfers from individual DC trust-based schemes to DC master trusts (including selection of master trust provider)
  • Pension data projects, including rectification exercises, GMP work, data quality assessment

Personal Interests:

  • Running and athletics (being a member of her local athletics club)
  • Walking and skiing in the stunning Austrian mountains

Memberships/Professional Bodies/Groups:

  • Fellow of the Institute and Faculty of Actuaries
  • Accredited Member of the Association of Professional Pension Trustees